Many people complain, blame and worry about money because it is a habit or they are filling up empty mind time, spending emotional time and energy complaining, blaming and worrying, actually drains energy that could be used productively to generate money.

Eliminate the need to be right about receiving/generating money.

Most people have blinders on when considering options for generating and receiving money. Thinking that money is generated only by a paycheck closes down the creative flow of money. Insisting on being right about the way we think money is generated or received is limiting in some very significant ways. A box is created around our financial well being that is defined by our beliefs, judgments, and assumptions. How many times do you keep money away because of some belief about pride or being selfish? Say 'yes' to gifts of money. Send yourself and the Universe a message that you are open and willing to receive money.

Be current and complete on all financial transactions.

Avoiding unresolved financial matters, such as old debts, is like carrying around a ball and chain of the past. Stay up-to-date and pay attention to money details. Open and pay bills in a timely manner. Balance check books and keep your financial house in order. Avoidance and denial blocks the ease and flow of money in some very significant ways.

Think before you buy or do not spend at all.

Appreciation and gratitude for the abundance that you already have brings more comfort and peace than comfort shopping. Compulsive, impulsive spending usually leads to guilt and regret, giving the subconscious mind a powerful negative money message. Be a good steward of the resources with which you are already blessed. Enjoy the new things you buy with a spirit of peace and gratitude.

A credit card is in reality an unsecured, interest-bearing 30-day loan. A recent newspaper article posed the following question: "How long would it take to repay a $5,000 credit card balance by paying the minimum amount due each month at an average 17% interest?" The answer? "It would take more than 40 years." You may find it beneficial to take credit cards out of your wallet and use them only when you make a conscious decision to do so. Better yet, take a six-month breather from using credit cards for consumer purchases.

Communicate openly and honestly with yourself and others.

Money is one of our last taboos making honest communications difficult. It is a highly charged, emotional subject that is often especially volatile among family and spouses. Many people get themselves into money stress rather than tell the financial truth to themselves and others. Willingness to see the truth, speak from the heart (without stories that keep the truth hidden), and with kindness and respect to others and ourselves makes it safe to have massive amounts of money.

Trust yourself to make wise decisions.

All financial decisions are made with inadequate information since none of us can tell the future. Most people make the best decision they can with the information they have. Second-guessing and ruminating over past mistakes is a waste of valuable time and energy. Give yourself time to evaluate, consider, and trust yourself, and then take the next step. Trust your own process, and be gentle with yourself. When you gain confidence in your ability to truly trust yourself, you can trust yourself to have all the money you desire.

Take appropriate action when off principle.

As you take these principles into your heart, you may notice times when you are off-track, or have not paid sufficient attention to one or several of the principles. Take immediate action to move back into alignment with these principles. Allow them to be used as valuable learning tools. They will lead, guide and direct you along the path to true wealth.